Terms & Conditions

Terms & Conditions

  • Definition of Service

    JaikaInsurance.com, provides users and information to enable comparison and procurement. You may submit your request to book your desired policy by filling out the required forms on the website of the insurer and/or on JaikaInsurance.com, and making the payment to the insurer online.We assist you in completing your proposal (including, if any, forms, documents and medical tests) and in verifying it, provided that there is no missing information, your proposal is underwritten by the insurance company . The insurance company may then accept, reject or object to your proposal, which they will communicate to you.We assist you in implementing your application (including, where appropriate, paperwork, documentation and medical tests) and in checking it, as long as there is no missed material, the insurance provider approves your request. The insurance company may then accept, reject or object to your proposal, which you will receive from them.

  • Fees and Charges

    JaikaInsurance offers a FREE service and charges it users NO FEES OR CHARGES.

  • Limitations to Service

    Our website contains statements regarding insurance policy terms, including details of the available benefits and items not covered by such policies. In an effort to provide you a rundown of the insurance plans offered by JaikaInsurance.com, some of these claims are generalised. However, not all insurance policies are the same and you should confirm the exact terms of any insurance Distributed anyhow. For your use only, you may download material displayed on this website and provided that you do not remove any copyright and other proprietary notices contained on the material. Without our written permission you may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including text, images , audio and video The rates shown on the website may not be final or binding. The insurance company may, in some cases, communicate the final rates after submission of the prime and documentation given. Additionally, the rates mentioned on the website are as provided by insurance companies or as verified. The prices are subject to adjustment at any time and in these situations we take no responsibility for any damages.Please note that insurance premium service tax is payable under applicable law, and all of your quoted premium includes the same. The insurance company reserves the right to recover any levies and duties (including service tax) imposed by the government, either by adjustment of premiums or other forms, as deemed appropriate, from the policyholder or proposer. Please refer to the resolution concerning.

  • Refund Policy

    In case you are dissatisfied with the services offered by either JaikaInsurance.com or the insurance company, please email the insurer on the email ID mentioned in the email confirmation of payment. The insurance provider must handle the return according to their respective payout plans. In these instances, you would be expected to interact directly with them, but we will support you in the process.

  • Claim Settlement

    Settlement of claims is the sole responsibility and is regulated by IRDAI at the discretion of the insurance companies. The settlement will take place between the customers and the respective insurance company and in no way shall JaikaInsurance be liable for the same. While we may assist you with the transmission of the case to the insurance company, we are not liable to any party involved in the case.

  • Links to other websites & Third Party information

    Our website can contain links to other of interest websites. If you have used these links to quit our platform, however, you should remember that we have little power over the other website. We can not however be liable for the security and privacy of any details you receive when using these sites and these sites are not controlled by this Privacy Policy.You will show patience and look at the privacy policy that refers to this website. These third party websites are subject to separate & independent privacy policies. Therefore we have no responsibility for the material and actions on these related pages.

  • Trademarks & Copyright

    JaikaInsurance is the property of all trademarks, service marks, trade names , logos, icons and domain names found on this web site. These companies belong to any logos, trademarks , service marks and domain names and all related intellectual property rights of the companies whose websites we are searching to provide the service, and you may not reproduce them without their prior written consent.With the exception of these, all intellectual property rights covering, without exception, all brands, trademarks , service marks, domain names, software rights, concept rights, know-how rights, patents and innovations rights (in all situations whether licensed or unregistered and with all relevant protection rights) and all other intellectual or industrial property rights in any jurisdiction in respect of any knowledge, software, products, data or processes contained in or underlying this website and/or the service provided by us belong to JaikaInsurance. All rights of JaikaInsurance are hereby reserved in such intellectual property rights.

  • Software licenses

    You acknowledge that any software on this website that is available or that is provided to you may contain technology that is subject to strict controls in India under various rules and regulations. You hereby agree not to transfer or export such software from India (including the provision of such software to any foreign person or entity in India , for example) or in breach of Indian laws and regulations, re-export these program beyond India. JaikaInsurance does not allow any software or technical data from this website to be downloaded or exported into any jurisdiction prohibited by Indian laws and regulations.

  • Limitation of Liability

    While JaikaInsurance makes reasonable efforts to include accurate and up-to - date information on this website, there are occasional errors or omissions. JaikaInsurance makes no warranties or representations regarding the accuracy of this website's content. Under no circumstances shall JaikaInsurance or any party involved in the creation, manufacture or delivery of the website, including but not limited to negligence,you shall be responsible for any actual, unintentional, irreversible, indirect or punitive harm arising from the usage or failure to access the materials on this page, even though we or our designated representative have been notified of these damages.In no case shall the total liability of JaikaInsurance to you for all damages , losses, and causes of action exceed the amount you paid, if any, to access this website. We have the right, without prior notice to the Visitors or Customers, to add, amend, revise, suspend or cancel in whole or in part any of the Services that are or may become part of the Website.Any addition, suspension, revision, modification, cancelation, or suspension shall be effective and binding on the Visitors and Clients. We also assume no liability or liability for any damage or viruses that may infect your computer equipment or other property as a result of accessing, using or browsing the website or downloading any material, data, text,images, video, or audio from this website..

  • Jurisdiction /Legal

    JaikaInsurance does not reflect that the information found herein is suitable or eligible for use under any jurisdiction, unless explicitly given in this text. Those who choose to access this website are responsible for compliance with local laws on their own initiative. Except as stated above, the material on this website is not an offer to sell or any Safety, product insurance, or any other product or service. No security, insurance product or other product or service is offered or sold in any jurisdiction in which such offer or solicitation is made; purchase or sale would be unlawful under such jurisdiction 's securities, insurance, or other legislation. There might not be such goods and facilities accessible in all jurisdictions.All disputes shall be subject to the exclusive jurisdiction of Maharashtra courts only

  • Disclaimer

    The materials on this website are provided "as is" and without warranties of any kind, either expressed or implied, and JaikaInsurance and its subsidiaries and affiliates, to the fullest extent permissible under applicable law, disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The details, tools , materials, goods and services used or accessible via our website (www.JaikaInsurance.com) can contain inaccuracies, typographic errors and errors in pricing. We assume no liability for any error, omission, interruption, deletion, corruption, failure, delay in operation or transmission, failure of the communication line, theft or destruction or Unauthorized access to or alteration of any communication or content made available through the Website by the User. JaikaInsurance shall not be liable for any problems or technical malfunctions of any telephone network or line, electronic networks, online computer systems , servers or providers, computer equipment , software, e-mail or player failure due to technical problems or traffic congestion On the Internet or on any of the services or combinations thereof, including any injury or damage to users or computers of any person related to or resulting from the participation or downloading of material relating to the Website or the services.JaikaInsurance shall under no circumstances. Be liable for any loss or damage arising from the use of the website or the services, attendance at the An event organized through the Website or the Services, by any content posted on or through the Website or the Services, or by any user of the Website or the Services, on or off-line. The services are offered "AS-IS" and, as applicable, JaikaInsurance does not provide any reference or guarantee whatsoever about the website, the services or the material thereof, including Without restriction as to the functionality and/or utilization of the website and/or facilities. JaikaInsurance specifically disclaims all warranties of fitness for a specific purpose, accuracy , completeness or non-infringement. We can not guarantee and give no particular outcomes from the usage of the website and the services.